ALL CREDIT WELCOME
GET APPROVED FOR A CAR LOAN — ANY CREDIT
Bad credit, no credit, or past bankruptcy? We’ve helped hundreds of Chatham-Kent residents drive away in a new vehicle. We can help you too.
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FLEXIBLE DOWN PAYMENT OPTIONS
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SERVING ONTARIO SINCE 1962
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REBUILD YOUR CREDIT SCORE
WE WORK WITH EVERY CREDIT SITUATION
If you’ve been turned down by a bank or another dealer, you’re exactly who this program is built for.
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Bad Credit or Low Credit Score
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No Credit History
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Past Bankruptcy
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Missed or Late Payments
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Self-Employed or New to Canada
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Previously Declined by a Bank
GET APPROVED IN 3 SIMPLE STEPS
We handle the financing so you can focus on finding the right vehicle.
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APPLY ONLINE
Complete our secure, no-obligation application in minutes. No impact to your credit score just to apply.
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GET YOUR APPROVAL
Our finance team reviews your situation and works with our lender network to find you the best available terms.
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DRIVE AWAY TODAY
Our team will help you pick your vehicle from our large pre-owned inventory based on your approval.
NOT JUST A LOAN - A FRESH START
Why choose Us? We’re not just here to put you in a car. We’re here to help you rebuild.
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NO JUDGEMENT
Life happens. Our team treats every customer with respect, regardless of credit history.
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REBUILD YOUR CREDIT
On-time payments get reported to the credit bureaus, helping you qualify for better rates in the future.
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LARGE PRE-OWNED INVENTORY
One of the largest selections of quality pre-owned vehicles in Chatham-Kent — something for every budget.
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60+ YEARS IN BUSINESS
Riverview GM has served Wallaceburg and Southwestern Ontario since 1962. We’re not going anywhere.
FREQUENTLY ASKED QUESTIONS
Everything you need to know before you apply.
Can I get a car loan with a credit score under 600?
Yes. Our Fresh Start program is specifically designed for customers with scores below 600. We focus on your current income and ability to pay — not just your past credit history.
Do I need a down payment?
Not necessarily. Many of our customers get approved with little or no money down. A down payment can help lower your monthly payments, but it is not always required.
Will applying affect my credit score?
Submitting a pre-approval application involves a soft inquiry and does not impact your credit score. A hard inquiry only occurs when you formally accept a financing offer.
Can I apply if I’ve been through bankruptcy?
Yes. We work with customers who have experienced bankruptcy or a consumer proposal — even if you were recently discharged. Our lender network specializes in second-chance financing.
How quickly can I get approved?
Many approvals come through the same day. Once you're approved, you can choose your vehicle and drive away — often the same day you apply.
Will this loan help rebuild my credit?
Yes. Each on-time monthly payment is reported to the major credit bureaus. Many of our Fresh Start customers return a few years later with significantly improved credit scores to upgrade their vehicle.
READY TO DRIVE AGAIN?
Apply online in minutes. No obligation. No impact to your credit score.
Click below to get started or call us at (519) 627-6014 — Mon–Fri 9am–6pm, Sat 9am–4pm